Nothing gets bought until it has been checked
What you love runs Virgo-precise and it goes to work in the 2nd house, where the money is. You research before you purchase, you know what things should cost, and the pleasure you take in a good acquisition is largely the pleasure of having got it exactly right.
So your taste is real and it is evidence-based. You are not impressed by expense and you are extremely impressed by something well made, and the difference between those two is a distinction most people around you cannot reliably draw.
Waste is genuinely uncomfortable to watch
Food thrown out, a thing bought and unused, money spent on something that could have been repaired: these bother you out of proportion to the sums involved. It is a real value rather than meanness. Be careful about applying it to other people's spending, since the same instinct that makes you resourceful can arrive as judgement at somebody else's table.
You know exactly where the money is
Your finances are documented, categorised and current, and you could produce the figure for almost anything within a minute. That accuracy has kept you out of a great deal of trouble. What it does not do by itself is grow anything, so let the same rigour go into one decision about the long term rather than into the monthly tracking alone.
Worth measured by how useful you have been
Your sense of your own value rests on contribution rather than on possessions, which is admirable and leaves you exposed during any period when you cannot contribute much. Notice the mechanism. Something that is yours regardless of output, a skill practised for pleasure, is worth cultivating precisely because it produces nothing for anybody.
Reluctant to charge what you are worth
You can price a stranger's work accurately and go blank about your own, and you will find reasons why your rate should be lower. It is not modesty; it is a standard applied asymmetrically. Ask a colleague what they would charge for exactly your work, and use their number, since your own estimate has been wrong in the same direction every time.
The present that was researched for a month
When you give somebody something it has been thought about at length: the right size, the correct version, the thing they mentioned once and would never have bought for themselves. Nobody has ever received a careless gift from you. What they do not receive is any sense of how long it took, so mention when the idea first occurred to you, since the noticing is the part that would move them most.
Money worry expresses itself in the body
Financial uncertainty here lands in your digestion and your sleep well before you have acknowledged feeling anxious. The instinct is to check the accounts again, which reassures for an hour. What resolves it is a decision rather than more information, so make one concrete change and the physical part settles considerably faster than any amount of reviewing does.
Small savings, applied with real discipline
Your financial method is incremental and it works: the cost reduced, the subscription cancelled, the good deal found. Over decades it produces more than most people's ambitious schemes. Add one decision about growth rather than efficiency, since a life of excellent housekeeping and no investment leaves considerable value on the table.
Enough, defined before you get there
You are capable of improving your circumstances indefinitely without ever arriving anywhere, because the standard moves as you approach it. Write down what a sufficient life looks like in actual terms. It is a strange exercise and it is the only reliable way for you to notice that you have already reached most of it.
Lending to relatives, and the note you keep
You will help a relative financially and you will also write down what was agreed, which strikes some families as cold and is in fact why your help can be repeated. Say the reason out loud: a recorded arrangement is what allows you to say yes again next year. It is not distrust, it is the mechanism by which the generosity survives being used.